Home Loans For Self Employed Entrepreneurs

If you’re self employed and you’re looking for a home loan, you might run into a few bumps in the road.

That’s because a lot of bigger banks and mortgage companies want you to fit into a specific “box” when it comes to getting you qualified.

There’s a few reasons for this.

  • “Vanilla” Clients with W2 Income are just easier for their entry level originators to handle.
  • Self Employed mortgage programs were unfairly lumped in with a lot of the toxic products that caused the financial crisis in the late 2000’s.
  • You just don’t fit their “assembly line” model.

So instead of working with you and getting a little creative, most mortgage lenders will just tell you they can’t help you…

But there are options for Self Employed Borrowers.

More and more investors are starting to realize that “self employed paper” really does perform well, and business owners like you really aren’t as big of a risk as they might have thought in the past.

So, they’ve started introducing programs that make it easier to qualify for a mortgage if you’re self employed.

For example, there are “Bank Statement Only” qualification programs that will let you qualify for a mortgage just based on deposits into your business (and sometimes even your personal) bank accounts.

You’ll be able to use a certain percentage of these deposits to qualify your income, without having to show tax returns.

Pretty cool right?

To see if you might qualify for one of these Self Employed Home Loans, use the form below to request an instant quote now.

Self Employed Mortgage Quote Request
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